Debt Collection Attorneys

The debt collection law firm’s role in the junk debt collection process is huge. For the most part, a debt buyer such at SquareTwo Financial, LLC, (a.k.a CACH, LLC) dumps a large amount of acquired accounts on the law firm such as The Law Office of Lawrence (Larry) Roach and says “go get em” and continues to feed these debt collection firms accounts assuming the law firm is reaching the expected returns.

The junk debt buyer typically advances the costs of filing the lawsuits and works on a contigency fee basis, meaning they get a percentage of the amount they collect from the debtor. The least amount of work they do to get you to pay the debt, the bigger their share. So, if they send you one letter and you immediately call them to pay that’s a good day for them. Now multiply that by thousands and you can being to see why this junk debt thing is so profitable.

In my opinion, the best tool in the debt collection law firm’s box is the intimidation factor. Who isn’t a little scared when they get a letter from an attorney’s office? That must be serious! National junk debt buyers such as SquareTwo Financial, LLC, along with there’s numerous employeeless subsidiaries such as CACH, LLC, have merely put a new twist on an old scare tactic operation. This intimidation factor is furthered when debt collector attorneys use their position as one of power to persuade you that you have no other options, including legal options, but to pay them. I’ve literally seen debt collection attorneys sit outside of court rooms with a debtor and say, “Look, you might as well take care of this now or it will just keep coming back…” or “we’ll just have to re-file the lawsuit later and we’ll ganish your wages!” (This is really defined under the SquareTwo Financial, LLC pages as well the Law Office of Larry Roach pages) Most even come dangerously close to violating ethical rules set by the state bar in determining how to handle a unrepresented party.

In fact, its a bigger pay day for them to advise you to do something that is not in your favor such as signing a consent judgment.

Never give your personal information to anyone you are not familiar with and definitely NOT to a debt collector!

The Law Office of Larry Roach, LLC, a law firm and a registered debt collector operating under Primo Professinals, Inc., located in Fairlawn, Ohio. is a debt collection law firm of small amount of debt collectors and just a few attorneys… namely Larry J. Roach and Mathew Scott Salyer. They literally file thousands and thousands of junk debt and original creditor lawsuits across Ohio. Larry Roach’s law firm handles the initial “dunning” letters, the phone calls, skip tracing, asset location, and the filing of the lawsuits all legal matters through default or summarry judgments and post judgment garnishment. As much as I don’t like them, the business is a well oiled machine or it wouldn’t still be in business raking in the dough today. Let’s be honest, if you are a well known business man and attorney who has lots of cash you’re sure to shift some weight around the courts every now and then to get your way. I’ve even seen they’ve got their own “basket” for their lawsuits in the clerks office. That’s so accommodating of them, isn’t it? It is nothing more than legal corruption among the “brotherhood” of judges and attorneys.

Many of these debt collection law firms employ ex-Mann Bracken LLP attorneys. The now defunct Mann Bracken was a debt collection outfit who’s mismanagement and failure to ethically, legally, and professionally handle debt collection cases led to their ultimate collapse in 2009. What Larry Roach is known for is what some describe as “rigging” the arbitration procedures or legal proceedings against consumers by owning a little bit of each side of the deal and using some pretty underhanded tactics to collect debts. Mr. Consumer Protection goes into great detail to explain this approach and tactic more under the pages of SquareTwo Financial, LLC, and the Law Office of Larry Roach. It is worth the time to read, especially if you are facing any legal suit from either one.

Now while national junk debt buyer SquareTwo Financial, LLC, operates on seven (7) no compete contract with it’s national network of franchisee debt collection law firms, some debt collection law firms, such as the Law office of Larry Roach not only collect debts for debt buyers and creditors but it is becoming an increasingly popular trend for debt collection attorneys to purchase and collector their own debt. Of course, they do create another entity name to pretend its another “client” but really its just an company they set up to purchase the debt for pennies on the dollar and use their debt collection law firm as a money making machine by filing numerous suits against consumers and hoping, just like the debt buyers, that you won’t answer and they will win by default.